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our say on what’s happening today

This topic contains 30519 replies, has 234 voices, and was last updated by  jens 1 hour, 24 minutes ago.

Discussions News & Current Affairs (excluding Politics) our say on what’s happening today

Viewing 10 posts - 30,411 through 30,420 (of 30,520 total)
  • #1740794
    paulinem
    Member
    Member since: July 8, 2006
    Topics: 9
    Replies: 1106
    paulinem

    Bryan I agree with huiatahi, re credit card,  get rid of it as it is very tempting to go into debt you dont  want by buying  stuff on credit which as a grownup  you dont need. We also had a credit card and was continually worrying about the monthly payments etc for the card as with our CC it was very easy to spend on what you really dont need. Before my husband retired and we had a little more income than the super I cancelled the CC. But I was to find in doing so that the bank expected me to pay quite a bit  extra to do so 🙁

    Like huiatahi, we now have a  debit card, which you can still use to pay things in the same way as you can with a credit card. BUT Bryan as huiatahi correctly said only if there is enough real money in your bank acc to meet the debt you want to pay.

    Of interest we every super day arrange for the bank to take money out of my acc and put into another acc attached that I had opened previously just for my   direct debit payments of my regular monthly debts such as power, council rates ( paid monthly)as is our insurance acc.  Also our sky and internet acc.  This works good as long as I keep and eye on the money in the acc and the DD coming out. Also  if there is a surplus of money in the acc ( ie the DD that month wasnt as much as budgeted such as power acc ) I can use this money to pay another annual acc such as regional rates, and also in this month I was able to use the small surplus in the acc to pay my husband and mine cellphone money required.

    #1740795
    arandar
    Member
    Member since: November 23, 2009
    Topics: 31
    Replies: 10841
    arandar

    Huiatahi. Yep. That’s what we’ve done too.

    Froze the credit card, got a debit card. Can still do all our online business, no interest to pay, no debt to worry about. No $$$ in the account, no buying from the account.

    Thanks to our UBI, oops, whoops, I mean our universal superannuation, we live our lives with dignity and a few pleasures to brighten our days. And yes, despite our UBI, and being in our 70s, we still work, part time, and we still volunteer hours and hours of our time each week, and do family stuff.

    Aren’t we lucky? New Zealand isn’t too bad for us oldies is it?

    Arandar

    #1740803
    Bryan
    Member
    Member since: October 28, 2006
    Topics: 15
    Replies: 12518
    Bryan

    Well I have found a CC with NO annual or monthly charges! Provided I pay the full amount each month. The moment it starts to cost me money is the time the chopping board comes out. It also has rewards on it so it works well for me. I’m sure the credit company don’t want me to use it the way I do but my heart bleeds for them.

    At Home, At Peace and Causing Trouble In South Taranaki

    • This reply was modified 1 week, 5 days ago by  Bryan.
    • This reply was modified 1 week, 5 days ago by  Bryan.
    #1740807
    don021
    Member
    Member since: May 15, 2012
    Topics: 0
    Replies: 1847
    don021

    I thought this country was governed by sensible thinking people, but the news this morning has certainly changed my thinking; White Island is to be opened up again for tourists.Utter madness, the place should never have been open to the public, now it seems money for tour operators takes precedence over human life. Criminal negligence seems to have no restriction, who in their right mind would allow people into the vent of an active volcano?

    #1740809
    huiatahi
    Member
    Member since: March 22, 2017
    Topics: 2
    Replies: 1060
    huiatahi

    It might have been opened up for business again but I wonder how many clients they get.  It certainly wouldn’t be on mu bucket list

    huiatahi

    #1740815
    gabyone
    Member
    Member since: November 13, 2008
    Topics: 1
    Replies: 2803
    gabyone

    I thought the tour company said they were re starting their tours to Whale Island which is not a volcano. While White was a big drawcard they also took tours to other areas.

     

     

     

    Gabyone Auckland region

    #1740816
    gabyone
    Member
    Member since: November 13, 2008
    Topics: 1
    Replies: 2803
    gabyone

    Don021  :Here is part of the news hub report.

    White Island Tours Limited has recommenced its tours to Moutohorā/Whale Island for the first time since the December 9 Whakaari/White Island eruption that killed 18 people.

    CEO Tracey Hook says despite the continuation of the tours being a positive step forward for staff, it will also be “a sombre and emotional occasion”.
    Related News

    White Island eruption: Tours to Moutohorā/Whale Island recommence for the first time.

    Although no prohibitions were placed on Moutohorā following the devastating eruption, tours were temporarily halted as a mark of respect for the victims and their families.

    “This is an important milestone for not just our staff but also the broader Whakatāne community,” Hook says.

    “We thank everyone locally, nationally and internationally for their support. Our hearts and prayers remain firmly with the families who were and continue to be affected by this tragedy.”

    Moutohorā/Whale Island is located roughly nine kilometres off the Bay of Plenty coast. The small isle is the remains of an eroded volcano, its last eruption believed to be in the Pleistocene (the Ice Age) roughly 2.5 million to 11,700 years ago.

    The designated Wildlife Management Reserve is “a pest-free oasis” inhabited by a number of the country’s endangered plants, birds and reptiles.

    Moutohorā tours take visitors through the regenerated native bush and to the island’s hot water beach.

    Hope this clears things up for you Don.

     

    Gabyone Auckland region

    #1740820
    jens
    Member
    Member since: May 3, 2006
    Topics: 16
    Replies: 7708
    jens

    Amazing and encouraging!!!

    At least those grownups still  commenting  on the  savings  issue even though  reluctantly, and apparently  seeing no real need for it  –  including  paulinem   despite the  disappointment  of apparently  more  opposition than  support  on  “debt free credit” so far  –

    are actually  economically   responsible  people  who know that  you have  “to have” or  save before  you can  spend  safely.

    But yes, there  are  people  who for  various reasons just  do not manage to save a surplus  for wealth  creation.

    So huiatahi, although  you don’t need to be “preached” about  saving  yourself, why are  you not an enthusiastic  supporter of govt. organizing participation in  wealth ownership creative saving   by those  that  do not manage it  with the  money  they receive ?

     

     

    #1740841
    Hero42
    Member
    Member since: July 18, 2008
    Topics: 51
    Replies: 12229
    Hero42

    The enormous Airbus Beluga XL finally takes to the skies

    Check out the video

    https://www.newshub.co.nz/home/travel/2020/01/video-enormous-airbus-beluga-xl-takes-to-the-skies.html

    Just love the shape. Shame it is only for cargo.

    Cheers 🙂

    #1740843
    Hero42
    Member
    Member since: July 18, 2008
    Topics: 51
    Replies: 12229
    Hero42

    I use a combination of online banking to check the balances everyday and a spreadsheet to check where my goes updated once a week.

    If you check your balances every morning over breakfast or your first coffee / tea of the day you know how much you have to spend when you go out.

    The secret to good money management and budgeting is vigilance and self control.

    Cheers 🙂

Viewing 10 posts - 30,411 through 30,420 (of 30,520 total)

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