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AFFORDABLE Housing Crisis.

This topic contains 505 replies, has 23 voices, and was last updated by Profile photo of phun83179 phun83179 > 7 days ago.

Discussions Politics Today AFFORDABLE Housing Crisis.

Viewing 6 posts - 501 through 506 (of 506 total)
  • #1724878
    Profile photo of jensjens
    Member
    Member since: May 3, 2006
    Topics: 22
    Replies: 7637
    jens

    In other words, something  and more has to be saved  to get a house  built and developed according to existing  rules and personal  needs and preferences –  subject to the prices  set by the  (market) forces of  supply and demand.

    Since  even a powerful  government cannot build  too many  houses by  just  printing money “debt free” or even  borrowing good  money  without   debt repaying savings commitments or  (austerity) enforcement before achieving serious inflation or bankruptcy –

    then  should not our most urgent  priority be  in getting  at least the  government to move  towards systematically  increasing the  national  capital wealth creative  savings  rate ?

    Or  –  why not ?

    #1724879
    Profile photo of mommabear70mommabear70
    Member
    Member since: February 20, 2017
    Topics: 7
    Replies: 1909
    mommabear70

    If the socialists owned all the building materials, infrastructure, land and workers and taxed everyone much much more, they could get houses built for peanuts. The only downside is after being taxed so heavily, people in the houses wouldn’t have enough to live on.

     

     

    #1724900
    Profile photo of jensjens
    Member
    Member since: May 3, 2006
    Topics: 22
    Replies: 7637
    jens

    Well mommabear70  –  that’s why the systematically  raised  national  savings rate  should be  on personal  (retirement) accounts so it  will not  develop into govt. monopoly  capitalism or  Socialism –

    but will   spread prosperity (wealth ownership)  to all  and  very effectively also  help  the sustainability  of a   more  liberal  welfare  state., including NZ Super  entitlement at  age  65.

     

    #1724901
    Profile photo of phun83179phun83179
    Member
    Member since: November 19, 2013
    Topics: 1
    Replies: 23
    phun83179

    <p>I was staying in a near-new house in the Bay-of-Plenty recently. It was the type and style of house I have been advocating. Two bedrooms off a large kitchen/lounge area (breakfast bar in the kitchen area) a good size bathroom with all the normal services and an ample wash house as you entered by the back door. There was no hall (which is a massive waste of space, and adds cost to the build) and front entry was from the patio at the front through a ranch slider.</p><p>The cost: $250.000.00. I am not sure of the land price, but looking at the area it would have been reasonable when compared with bare land housing sites I have seen advertised all round New Zealand. This house was built about two and a half years ago and is fully insulated with double glazing.</p><p>The owner is in the building trade and told me a three bedroom version in the same style would be under $300,000.00. He also said a one bedroom cottage would be $80,000.00. If the land price is reasonable then the “average” punter would have a reasonable chance of paying the mortgage.</p><p>I was very impressed with the build quality and the fittings were also good quality. </p><p>In earlier days you”cut your coat to suit your cloth”, but nowadays they “want it all and want it now”. If people understood by building large houses they are in many cases setting themselves up to fail financially, they might think again.</p><p>The tried and true system of the 1950’s to 70’s would still work if buyers went down that road.</p><p>The present Government like the previous have no idea about building enough (affordable) houses and so we have the debacle of promising “X” number of builds in “Y” number of years. To anyone with common sense this was logistically and financially impossible. The new housing Ministers should tell the truth, scrap “silly” target figures and start again. I think the public would accept the original idea was fanciful and go with a sensibly thought out new approach. It might have been a vote-catcher at the last election, but may turn out to be a vote loser at the next election.</p>

    phun83179

    #1725007
    Profile photo of paulinempaulinem
    Member
    Member since: July 8, 2006
    Topics: 18
    Replies: 949
    paulinem

    Thanks Phun for this comment above, yes I have been told by an informed person, that a problem with our housing crisis is that much of the building  shortage etc of our homes, is that it is tied up with pressure coming from I suspect from the more wealthy in our community for those in the building industry to build time and labour consuming  large luxury homes. I have seen the homes you are talking about  as one is close to where I live, and I see no reason why more of these  cannot be built especially for first home buyers with a small family. Land: I know where I live in, there is ample cheap land available for housing.

    Maybe there is not in Auckland etc cheap land, but maybe the answer is for more satellite towns built as  Wainuiomata was  developed   to provide affordable homes for  the Wellington work force back in the 1950s . Or maybe more enticement for  those wanting their own homes to move into the provinces where land is cheaper, as I understand there is work available due to worker shortage.

    #1725023
    Profile photo of phun83179phun83179
    Member
    Member since: November 19, 2013
    Topics: 1
    Replies: 23
    phun83179

    Enjoyed reading all those comments in reply to my two posts about affordable housing. I can see we are all on the same page, probably because we are all of a certain age. If we don’t learn from the success of the past, then any Government housing ideas are not going to work unless they have the gumption to listen and learn.

    I know that builders make more out of building larger houses.

    I know that developers put covenants on the type of house you can build (it is their land to start with).

    We are not advocating that type of house. I’d love to hop across the Strait and knock a few heads together at the Beehive!

    phun83179

Viewing 6 posts - 501 through 506 (of 506 total)

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