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AFFORDABLE Housing Crisis.

This topic contains 451 replies, has 21 voices, and was last updated by Profile photo of phun83179 phun83179 7 minutes ago.

Discussions Politics Today AFFORDABLE Housing Crisis.

Viewing 10 posts - 401 through 410 (of 452 total)
  • #1683836
    Profile photo of mommabear70mommabear70
    Member
    Member since: February 20, 2017
    Topics: 5
    Replies: 1122
    mommabear70

    So let’s be generous and say that Phil Twyford’s Kiwibuild is getting 18 houses built at Papakura.

    Last December Housing Minister Phil Twyford said he hoped to open the door of a new KiwiBuild home by mid-2018.
    Clearly that’s not going to happen.

    Late in April 2018 at the McLennan Development, Twyford stated “Now, as the frames start to go up, is a fitting time to announce these are the first KiwiBuild homes. “We’ve got the first batch of 18 Kiwibuild houses that we expect families will be moving into them by October.”

    October? Which is, of course, not mid-2018.
    The significance of October is, October is one year in.
    One year into Government, he will have 18 homes built. His promise was 10,000.
    So here’s the maths – 10,000 minus 18 leaves you 9,982 short.

    Twyford keeps moving the goalposts.
    The first proclamation was ‘ In our first 100 days, we’ll hit the ground running and start building Kiwibuild homes.
    Then the keys were going in the door of a new KiwiBuild home by mid-2018.
    Then the Kiwibuild project wasn’t starting until July 1, despite the frames for 18 going up in April.

    I wonder how much money Twyford tossed to the McLennan Developer?
    Not enough it would appear. Talk amongst developers is they’re all singing from the same song sheet at the moment, the market is very fluid, things are very uncertain in the house building area at the moment.
    And they all seem to think this government is, at least, partially to blame.
    A report out from Colliers this week says developers aren’t building with any urgency so the problem here is, basically, building is in a holding pattern.
    https://www.stuff.co.nz/business/industries/104655884/auckland-developers-stuck-in-holding-pattern-as-banks-tighten-purse-strings-colliers-says
    Auckland housing targets may not be met as developers come up against a wall of feasibility issues, a real estate agency says.
    Colliers spokesman Alan McMahon said residential building consents reached a 13-year high in the year to April but low pre-sales and rising construction costs were making it hard for developers to secure bank funding.
    A lot of land bought in Auckland between 2013 and 2016 was on the assumption of rising house prices, he said.
    But prices had slowed and construction costs had increased – rising 5 per cent in the past year alone.

    The housing targets are not going to be met. There’s a whole lot of feasibility issues, construction costs are going up, there are very low pre-sales, bank funding is an issue, landowners can’t sell or develop for a profit.
    Essentially, they’re sitting tight and not doing what they should be doing which is building.

    So as each and every day goes by, and as Phil Twyford waits for October to turn the keys on his first 18 Kiwibuild houses, just the 9982 short for the first year in office, he’s going to run into a wall of difficulty.

    They’ve got all the old issues they needed to iron out and smooth over.
    The RMA, the councils, the consents and the costs. None of it’s been fixed.
    And if it hasn’t been fixed you’re not going forward are you?

    #1683844
    Profile photo of jensjens
    Member
    Member since: May 3, 2006
    Topics: 22
    Replies: 7213
    jens

    TedE –  If 3% interest state advance  housing  loans  did not earn a  profit  above  the inflation or currency  devaluation rate at that time, they were  unprofitable  for the bulk of  taxpayers –  for the benefit or  profit of  those  loans receiving minority.

    The  bigger the  percentage  of the benefit receivers, the  harder it becomes  for those  having to  finance it, (same as  with our NZ Super  sustainability), and in principle  I am prepared to argue, that this is the reason why those “goodies” became politically  unpopular – because their economic  sustainability  became  harder and harder.

    If all or some of  that  is wrong or  does not contain the answers  to all your  questions, let us know.

    Profitability I  believe is normally  measured  by  a surplus  of  income over  expenses  incurred  for  creating  or  receiving that  income.

    If a 3% loan  does not  cover  inflation and  administration  costs,  is  it then not  clearly  unprofitable, TedE ?

     

    #1683857
    Profile photo of doogiedoogie
    Member
    Member since: March 27, 2006
    Topics: 10
    Replies: 6068
    doogie

    You will have noticed the rhetoric has changed from the election promises to being aspirational goals.

    There was no mention of aspiration goals in the election campaign, only we will. Their tenure in government is through fraudulence.

    #1683869
    Profile photo of gabyonegabyone
    Member
    Member since: November 13, 2008
    Topics: 1
    Replies: 2496
    gabyone

    FGS Jens & everyone else who thinks financial profit is all that matters. Some of the comments on here are sickening !!!

    The profit from state advances loans was : All of the children who grew up in a stable home to become taxpayers who are now helping to fund YOUR super. Those children witnessed a generation of parents who could work hard & climb above endless poverty.

    What we are growing now is a generation who can see NO hope.

    The people who constantly harp about profit on here simply are showing a total lack of compassion and a self centred attitude.

    A happy healthy childhood breeds a happy healthy society & the greed of today will return us to a medieval type society .
    Shame on all of you who cannot see past the mighty dollar and how much you can keep in your pockets at the cost of future generations.  😡 😡 😡

    Gabyone Auckland region

    #1683872
    Profile photo of doogiedoogie
    Member
    Member since: March 27, 2006
    Topics: 10
    Replies: 6068
    doogie

    Without profit there is no tomorrow. Taxation is only applied to profit. Even wages are a form of profit, a profit from effort put into employment.

    Profit is  not a dirty word. If vegetable and fruit growers made no profit there would be none to go to the market place. If employers made no profit there would be no employment.

    You would do better to study Jens solutions if you have no other constructive solutions, at this point you offer none.

    #1683884
    Profile photo of huiatahihuiatahi
    Member
    Member since: March 22, 2017
    Topics: 1
    Replies: 592
    huiatahi

    Sure businesses need to make a profit to be able to pay taxes, however those taxes are used to benefit the population, eg health, education housing etc.  Some of you seem to forget you lived in an age when universities were free, and one could buy a house on one income.

    I think its time some of you joined the real world and see how much people are hurting.  Many of you have the attitude “Im alright Joe so bugger the rest of you”

    huiatahi

    • This reply was modified 6 days, 20 hours ago by Profile photo of huiatahi huiatahi.
    #1683891
    Profile photo of jensjens
    Member
    Member since: May 3, 2006
    Topics: 22
    Replies: 7213
    jens

    Perhaps there are too many  of us hurting  now, because too much of  their happy childhood was  based  on  generous charity, leading them to rely more on that than on emotionally  and economically rewarding  self-financed  economic  welfare  and security creation ?

    How else can  you explain widening  – and not  diminishing  –  welfare  needs under the welfare  state  of  70  years ago, increasing –  and  not  diminishing  –  in costs, gabyone ?

    As mentioned somewhere  before, is it not only  natural and inevitable that  those who save  and invest profitably  nothing for their  own economic  welfare  improvement  can only become  more  poor  compared  to those  that  do ?

    Don’t you see  that  systematic  direct  participation in   capitalism  can practically  eliminate  “have nothing” poverty altogether within  say, one generation ?

    Or do you prefer  widening  dependence on charity, rather  than widening wealth  ownership creation  through intensified, widening  capitalism ?

    #1683949
    Profile photo of lilith7lilith7
    Member
    Member since: April 9, 2017
    Topics: 2
    Replies: 1359
    lilith7

    FGS Jens & everyone else who thinks financial profit is all that matters. Some of the comments on here are sickening !!! The profit from state advances loans was : All of the children who grew up in a stable home to become taxpayers who are now helping to fund YOUR super. Those children witnessed a generation of parents who could work hard & climb above endless poverty. What we are growing now is a generation who can see NO hope. The people who constantly harp about profit on here simply are showing a total lack of compassion and a self centred attitude. A happy healthy childhood breeds a happy healthy society & the greed of today will return us to a medieval type society . Shame on all of you who cannot see past the mighty dollar and how much you can keep in your pockets at the cost of future generations. 😡 😡 😡

     

     

    Agreed,Gabyone. The othering of those on low incomes & particularly those in state houses continues,at least by opposition supporters. The damage being done to children who are witnessing the constant disparaging of their parents because they’re struggling on  a low income by those who should know better is something which may have future consequences.

    Any attempts by this govt to fix our housing problem – ignored for nine years by the previous govt – will be met with scorn,as will anything else.  That’s a marked change in attitude between present views & those form a time when it was possible for a minister to say the following & meet with widespread agreement & even approval:

    http://www.nzherald.co.nz/opinion/news/article.cfm?c_id=466&objectid=11346757

    “Then Minister of Housing Walter Nash told New Zealand it could not prosper or progress with a population that “lack the conditions necessary for a ‘home’ and ‘home life’, in the best and fullest meaning of those words”.

     

    There was a time when we in NZ were proud of our state housing,proud that everyone could be well housed.

    Now we have beggars in our streets.. 😡

    #1683953
    Profile photo of halcyonhalcyon
    Member
    Member since: May 4, 2014
    Topics: 9
    Replies: 4362
    halcyon

    You are correct lilith7. People need to be housed in conditions necessary “for a home and home life”. This is especially true for our most vulnerable citizens.  The implementation of a housing WOF is a good starting point.

    However, to protect the children we need  to pay some attention to the tenants. Okay, I admit that most tenants manage their lives well.  And yes,  I have been a tenant most of my life. But I am aware of a small percentage of those who can not. Therefore a Licence to Rent may be a sound notion. I would imagine most tenants would have no problem in obtaining one.

    For those who can not demonstrate the required skills to manage a household there needs to be a supportive environment that helps educate and support those families till they can again live independently.

    #1684006
    Profile photo of TedETedE
    Member
    Member since: May 6, 2006
    Topics: 3
    Replies: 2003
    TedE

    Profit is not a dirty word.
    There is more than one way to measure though!
    State Advances were not a loss making organisation.
    The State houses were not a cost to NZ.
    we need to get over the Greed is good philosophy of Roger Douglas and ACT. There needs to be a change in our approach and the Coalition seems to be heading in that direction. It may not suit the suits that are of the Chicago School of economics. There does need to be a redistribution of the NZ economic success hjeiled by the Key’s of this world to those who have been disadvantaged by it. It won’t hurt those who ahve benefited from it too much.
    Even the US taxed it’s larger incomes up to 80% on the margins after the second world war.

    Here’s another thought regarding the mouldy houses?

    The one easy trick to rid your home of mould

    TedE - Papakura -

Viewing 10 posts - 401 through 410 (of 452 total)

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