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Your pay cheque for life

Your retirement’s a new adventure. It’s the reason you started saving all those years ago. But now that you’re finally here, how do you make sure your savings last as long as you do?

For the first time in New Zealand, Lifetime Retirement Income can help you turn your nest egg into a fortnightly income that’s insured and guaranteed for life.

The team behind Lifetime

Sir Michael Cullen, Director
Sir Michael Cullen is the former Deputy Prime Minister and Finance Minister of NZ. He was responsible for setting up KiwiSaver and establishing the NZ Superannuation Fund.

Diana Crossan, Chairperson
Diana Crossan was the Retirement Commissioner of NZ for 10 years. Prior to this, Diana was a Senior Executive with AMP and a director of Mighty River Power and NZ Post.

Martin Hawes, Director
Martin Hawes is one of NZ’s leading financial commentators and advisers. He has authored books on financial planning and is a regular columnist in the Sunday Star Times.

Why choose Lifetime?

A guaranteed income for life
Lifetime gives you certainty. You know you’ve got money coming in every fortnight to pay the bills, just like when you were working.

Protects your downside
You don’t need to worry about stock market crashes or low interest rates affecting your income. With Lifetime, you have a guaranteed income, for life.

Your money is always yours
If you need to withdraw some, or all of your savings down the track, you can. It’s your money and it’s always available. If you pass away, your remaining capital will go to your estate.

Your income is secure
Lifetime is a Reserve Bank licensed insurance company and regulated by the Financial Markets Authority. Your investment is held and supervised by the Public Trust, a crown entity.

What could your income be?

You can start your income any time after you turn 60. Your income is a percentage of your initial investment and your income rate is based on your age when you decide to take income payments. Your income rate is net of fees and tax.

Would you like an extra $500 a year?

For a limited time, Lifetime is offering GrownUps members an extra $500 a year for 3 years!

If you invest with Lifetime Retirement Income before 31 May 2018, they will top up your account with an extra $500 each year, for the next 3 years up to a total of $1,500. T&Cs apply, please read them here.

This special offer is restricted to a limited number of GrownUps members only, so please be in quick.

Ready to apply?
Please apply online here and quote ‘GrownUps’ in the Affiliate code field on page 1 of the online application form to make sure you receive this special offer.

Want to know more?
If you’d like to find out more about Lifetime or this special offer, please request a free information pack by filling out the form below:


Lifetime Asset Management Ltd is the issuer and manager of the Lifetime Income Fund. A Product Disclosure Statement is available online at