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Using the services of an insurance agent can sometimes add more costs onto your overall auto insurance quote instead of reducing it. This is because auto insurance agents make their income from the services they offer you. The income that the insurance agent makes is added onto your overall quote in the form of fees and charges. Therefore the primary way that you can benefit from the services that an insurance agent has to offer is when the insurance agent offers you insurance solutions whose benefits surpass the cost of the fees and charges.
In order for you to get the best auto insurance quotes from the agent ask them to provide you with all the available information in regard to quotes and discounts that are available. Agents are not perfect and every so often they fail to remember certain discounts that you are entitled to. You would be taken aback at how many discounts you qualify for or you would qualify after you make a few changes.
Finally, play into the competition and the rivalry in the auto insurance industry. If you obtain two rival quotes from different auto insurance companies or agents that are almost similar in rate, terms and conditions, you ought to inform both companies what there competitor insurer or agent has quoted. Competition is very intense amid companies in the insurance industry and because of the competition the insurers or agents will do anything to outdo the competition.
This will almost always play to your benefit if you play your cards right.