- #1740737BryanMemberMember since: October 28, 2006
Replies: 12537Bryan January 15, 2020 at 9:52 am
My Brother’s Father-in-Law wouldn’t give permission for them to marry unless they had a “NEW” house to move into!
Can you image the same thing happening today? Or would his wishes make a difference?
At Home, At Peace and Causing Trouble In South Taranaki#1740738jensMemberMember since: May 3, 2006
Replies: 7746jens January 15, 2020 at 9:52 am
Would it now be not too boring, inappropriate and despicable to suggest for critical discussion, that if we cranked up our national capital savings rate through the NZ Super Fund, KiwiSaver and un-assisted individual efforts, such home ownership assistance as was available through family benefit capitalization might become possible again in a sustainable way ?#1740739huiatahiMemberMember since: March 22, 2017
Replies: 1113huiatahi January 15, 2020 at 10:10 am
Let it go Jens…. youre preaching to the wrong people
huiatahi#1740741paulinemMemberMember since: July 8, 2006
Replies: 1144paulinem January 15, 2020 at 11:41 am
Bryan the reality today with our young, is they would take no notice of what Dad said must happen. And most young people today would likely not marry just live together 🙂
Yes as you correctly suggested the world has changed in values etc since the time your brother was married.
Huiatahi – Jens head is simply not in the world the rest of us live in today, when he whines and whines about how we must save etc. Jens refuses to face the reality in todays world that most of those looking for a first home, dont have any money left to save. This is due to rent/ energy/ travel to just begin with takes up most of their income. Sadly for many low incomes food expenditure comes in the end of their expenditure to use with what little money they have left to live on, after the first three are paid.#1740743paulinemMemberMember since: July 8, 2006
Replies: 1144paulinem January 15, 2020 at 12:03 pm
Jens for those of our young whom are earning good money, many have given up on home ownership due to the ridiculous high values of homes in many places in NZ. These young can afford to pay the high rent and in doing so have none of the ownership responsibilities to pay for ie local rates insurance maintenance etc.
The young today on good money can in todays world can also so easily get a credit card for a limit of thousands, and thus easily they can easily pay for goods and benifits on credit for the pleasures they enjoy.
In short Jens you need to move your head out of the old world when you were young and face the reality of life today under our liberal economy for most in NZ todays workforce.#1740744rob023MemberMember since: October 7, 2011
Replies: 1621rob023 January 15, 2020 at 12:11 pm
Jens old chap, you go for it! Preach on, Paulinem’s doing enough of it.#1740755don021MemberMember since: May 15, 2012
Replies: 1861don021 January 15, 2020 at 3:17 pm
People with a credit card seem to think it is the end of their financial worries, yet in fact it is the beginning of so many holders worries, buy now, pay later, with interest.
Credit cards are the worst financial things initiated in the past 50 years, they urge people to spend money they do not have, run up a debt, huge in some cases,which makes whatever they bought very expensive. Why add to the banks huge profits, Aus. banks exporting 4 BILLION annually, yet N.Z. customers still patronise them. Why???#1740770Hero42MemberMember since: July 18, 2008
Replies: 12339Hero42 January 15, 2020 at 3:43 pm
It is all in the way you use a credit card.
Pay it off in full before the due date or better still on the due date and you pay no interest.
The banks don’t like that.
Cheers 🙂#1740781BryanMemberMember since: October 28, 2006
Replies: 12537Bryan January 15, 2020 at 4:29 pm
That’s the way Hero!
What gets me is the bank wanting to double the credit limit every year.
Why the hell would a pensioner want a credit limit of $14,000.00 for? They know what the income is as they asked all that when you apply for it.
At Home, At Peace and Causing Trouble In South Taranaki
#1740785huiatahiMemberMember since: March 22, 2017
- This reply was modified 2 months, 3 weeks ago by Bryan.
Replies: 1113huiatahi January 15, 2020 at 5:53 pm
I used to have a credit card paid off every month until they put their fees up and really annoyed me. Now I’ve got a credit/ debit card so I can still use it online but if I can’t pay for something now I don’t buy it. I’m sure jens will be pleased to hear that 😮
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