Finance

A solution to the problem of investing in retirement is a diversified portfolio. It may not make you rich, but it's the best store of wealth.

Retirement should be a time to relax — whether it means finally getting around to that passion project of yours, heading off on a Fiordland trip, or just spending time with the grandkids. However, there are still many important (and sometimes difficult) decisions to be made once you hit retirement.

In September 2017, at the grand age of 62, I was happily working on the 6th Floor of the Beehive for the John Key Government. In politics your world can change in an instant. And mine did. 

Being able to access cash without having to sell your home or make repayments can be life changing for many retirees. If you’re considering a reverse mortgage, though, it is important to understand how interest is charged on the loan and how it will impact your home equity over time.

Investment funds are becoming more and more popular with Kiwi investors, but what do you need to consider?

With inflation at its highest level in three decades and interest rates still relatively low by historic standards, more and more homeowners over 60 are weighing up whether a reverse mortgage could help them live a better retirement.

The retirement gap is growing and 65% of Kiwis are worried about having enough. How can you avoid being one of them?

This last article in our ‘Super-Savers’ series encourages you to think-big in order to save!

New Zealand’s old stalwart of saving, Bonus Bonds, is winding down after more than 50 years of service. Meanwhile, some KiwiSaver default providers are changing. Is your nest egg where it should be? Milford investigates.

Gift giving on a restricted budget doesn’t have to be stressful – not when you embrace it from the perspective of creativity. Here are three ideas for memorable gifts that won’t break the bank!