Frank & Muriel Newman

Recent Articles

Having a Good Haggle

The Good Life

Frugal Housing

Frugal Living

Managing Money

Best Buy Shopping

Readers' Tips

The Virtues of Frugality

BBQ Oily Rag Style

Xmas Gingerbread Men and Dining Out

Happy Frugal Holidays

Preserving the Summer Harvest

Silly Season About to Grip the Nation

Free Food

Mailbags

Romance

A smorgasbord of tips

Spring Cleaning!

Spring Planting

Loo Paper and Recycling

Motoring

Leftovers and Recycling

Frugality Flourishes in Christchurch

Interest Rates and Big Fat Lazy Costs

Hunters, Bargain Buyers and Shopping Grumps

Falling Temperatures, Rising Electricity Costs

Scientific Discovery for Frugal Families

Simple Recipes for Easy to Grow Vegetables

Money Saving Tips From Frugal Readers

Herbs

Keeping Warm in Winter

Favourite Frugal Tips

Budget 2012

Frugal Living in Challenging Times

The Oily Rag Rule of Thumb and Water Heaters

Kiddy Tips and Blocked Drains

The Chicken or The Egg?

Big Money Saving Tips and Giant Pumpkins

Silverbeet, Makeup and Snozzles

More Money Saving Tips

Conundrums, Tips and Motor Vehicles

Saving Money and Having Fun

Top Oily Rag Town

Fantastic Money Saving Tips

Milk Wars

Favourite Tips for Cheap Living

Living Better for Less Cost

Eating Your Greens Costs Less

Frugality Takes Hold

Bulging Mailbags

You've Got Mail

Treats and Tricks for Dining Out

Christmas Austerity

Cost-Free Christmas

More Tips and Interesting Questions

Busy Times in the Garden

Creativity - The Oily Rag Way

A Cost-less Christmas

Oily Rag Mailbag

School Holiday Fun

Vying for Your Voting Dollar

Back Yard Orchard

Spring Clean

Oily Rag by Numbers

Lawn is a Lost Opportunity

Fun and Frugality

Milking Matters

Pricey Food and Priceless Tips

Back Yard Bliss and Bloopers

Riots, Stiff Upper Lips and Yorkshire Puddings

Winter Warmth

Handy Bathroom Savings

Winter-Warm Penny Pinching Recipes

Fixed Price Power and Happily Married

Toilet Paper Secrets Exposed

Simple Savings

More Money Saving Tips from Readers

Making the Most of What Others Throw Away

Your Money Saving Tips

Pumpkins

Running a Business Off the Smell of an Oily Rag

Bathroom Frugality

Best-by or Use-by - That is the Question

Infants

Potatoes

Food For Thought

Ways With Eggs

Self-Help Oily Rag Style

Fabulous Figs

Preserving the Summer Harvest

Ways to Beat Rising Petrol Prices

Others Follow Where Oily Raggers Walk

Leftovers and Recycling

Milking It

Shopping Personalities

The Mailbags Are Full of Great Tips

Resolutely Oily Rag

Beating the Food Price Rise

The Oily Rag Test

Holiday Feasts and Fun

Shoppers Embracing an Oily Rag Christmas

Budgeting Gems

Cheap and Cheerful Christmas

No Cost Vegetables

Low-Cost Cleaners

More Tips from Frugal Families

A Fun Frugal Christmas

Two Oily Rag Treats

Unshakable Oily Rag Resolve

Beautiful Baked Beans And Other Ideas

Monitoring Motoring Costs

Savings Survey

An Oily Rag Spring Clean

More Money Saving Tips from Readers

Worming Around the Garden

The Kids' Garden

Oily Rag Super

The Oily Rag Mailbox

Money Matters

More Money Making Fun

Money Making Fun

Bad Debt and Very Bad Debt

Roaring Traders

Power Prices on the Rise, Again

Buying Right

The Oily Rag Burger

The Oily Rag Mail Bag

Impulse Shopping

Falling Temperatures, Rising Electricity Costs

Oily Rag Savings More Than Crumbs

Budgeting By Jars 

D-E-B-T  

A Million Dollars Up in Smoke

Farmers' Markets

Brandless Bargains

School Holiday Fun and Frugality

Shopping Personalities

Tomato Sauce… A Cleaner?

The Great Sunday Bake Break

Home Laid Eggs

Frugal Tips

A Million Puddy Cats!

The Cost of Kids

Opportunities in Challenging Times

Cheaper By The Dozen?

Frugal Millionaires

Tips From the Mailbag

Best Buy Shopping

Cheap Meats and Best Buys

Cleaning Up Oily Rag Style

Resolutely Oily Rag

Tips Galore

Recycled Products

Used Buy, Best Buy and Baked On Dates

Cashless Christmas

Frugal Families

Shopping Smart

When the Going Gets Tough the Oily Raggers Get Going

What it Means to be an Oily Ragger

Having a Good Haggle

Xmas Thinking

The Kids Garden

Spring Gardening

Spring Cleaning

Frugal Fashion Week

Shopping Tips for Frugal Thinkers

Cheap Treats

Debt Busting Tips

Big Savings by Getting Back to Basics  

How Loyal Should You Be To Loyalty Programs?

Exploding Ketchup and Other Titbits

Budget-Saving Spuds

Mixing Fun and Food

Handyman Tips

Reducing Electricity Costs

The Oily Rag Mailbag

Fun is a Kid's Garden

Winter Gardening

Money-Saving Nappies

Turning Up the Heat, but Keeping Down the Cost

Even Cheaper Milk and Other Good Ideas

The Milk Report

Oily Rag Living For Tots and Teens

Turning Junk Into Treasure

Free Food

Simply Sausage

The Beer Essentials

Lots of Money Saving Tips

Free

Recession Beating Barter

Taking the Shock Out of Your Power Bill

The Oily Rag Job Summit

Frugal Living Is Permanent

Four is the Magic Number for School Lunches

From Small Change to Big Bucks

Bargain Buying a Car

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Dr Muriel Newman

Dr Muriel Newman is the founder and Director of the New Zealand Centre for Political Research.

Muriel, a Member of Parliament for ACT New Zealand from 1996-2005, has a Bachelor of Science degree in mathematics from Auckland University and Doctorate in Mathematics Education from Rutgers University, New Jersey, USA.

Her early career was in the education field at secondary and tertiary level in NZ and the USA. She became involved in the agriculture sector while running the family farm and raising her children, later moving into retail to become the NZ Assistant General Manager for listed retailer Michael Hill Jeweller.

During that time, she was elected President of the Northland Chamber of Commerce, and was appointed to the Northland Area Health Board, the Northland Conservation Board and the Northland Business Development Board.

She has two graduate children, is the joint author with her husband, Frank, of several books about money management, holds a black belt in Kung Fu and lives at Rocky Bay Cove in Tutukaka, Whangarei.

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Frank Newman

Living off the smell of an oily rag on-line is based on a concept developed by Frank Newman. Frank is the author of a number of books, including the hugely popular Oily Rag series. Oily Rag On-line is intended to be your site - it's an opportunity to share your ideas and tips with the Oily Rag community.

Look forward to hearing from you! We would really like to know your money savings tips and advice for topics to include.

Please contact us via e-mail where possible. We endeavour to read and reply to all e-mail within 48 hours.

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