Woman: Do you drink beer?
Man: Yes.
Woman: How many beers a day?
Man. Usually about three.
Woman: How much do you pay per beer?
Man: $5.00.
Woman: And how long have you been drinking?
Man: About 20 years, I suppose.
Woman: So a beer costs $5 and you have three beers a day, which puts your spending each month at $450. In one year, that would be approximately $5,400. Correct?
Man: Correct.
Woman: If in one year you spend $5,400, not accounting for inflation, then 20 years puts your spending at $108,000. Correct?
Man: Correct.
Woman: Do you know that if you didn’t drink so much beer, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 20 years, you could have now bought a Ferrari?
Man: Do you drink beer?
Woman: No…
Man: Where’s your Ferrari?
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